Your Credit Report
Source: Equifax UK
Your
credit report, sometimes referred to as your "credit history" or "credit file", contains information about you and your finances. This is gathered by Equifax from many sources on an ongoing basis to ensure it is as accurate and up to date as possible, including information from most companies that have extended you credit. Lenders use all this information to make decisions based on their own lending criteria.
Because your
credit report changes constantly, it is important that you review this information regularly.
What Information is Included in Your Report?
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Your name and any variations of your name
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Your date of birth
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Previous addresses if provided
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Current address
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Credit accounts and history
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Public records (bankruptcies, civil judgments, etc)
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Electoral Roll information
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Records of enquiries or searches made by lenders on your file
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