The Equifax Way: All About Equifax Credit Bureau

Since over a century ago, Equifax Credit Bureau has provided valuable information services to both businesses and individuals globally. With an annual revenue of over $1.3 billion dollars and 4,400 employees in 12 different countries, Equifax Credit Agency maintains its market leading position by adhering to a strict, self-imposed corporate governance program that includes:

  • clearly communicating their operating principles

  • following a stringent code of ethics

  • compliance requirements

  • committee charters

  • a privacy policy

  • and a set of values for guiding Equifax information services employees in their daily business; "The Equifax Way"

From the moment they opened their doors in the final year of the 19th century, Equifax Credit Bureau employees abide by the Equifax Way, their common guiding principles, starting with -
the belief that a business whose principal product is information
must set an unparalleled standard for integrity.

Equifax Credit Bureaus guiding purpose - the Equifax Way - goes on to make two key distinctions:

  • Operating Principles - It is all about growth, innovation, and deployment of technology, led by the greatest people anywhere;

  • Our Business Values - At Equifax we lead with integrity, work as a team, respect all people, and are performance-driven to achieve excellence in all that we do.

But Equifax Credit Agency's commitment to technology and humanity, to progress and compassion, doesn't stop there. The aforementioned Equifax Credit Bureau Code of Ethics includes the following:

  • to conduct a socially-responsible business within both the letter and the spirit of their self-imposed Code;

  • to recognize that their greatest strength are its people;

  • to treat everyone - customers, consumers, and employees with respect and dignity;

  • to address consumer privacy issues;

  • to actively seek out business partners and customers whose ethics and values mirror their own.

And the Equifax Credit Bureau Board of Directors has their very own Code of Ethics on top of that.

The Equifax information services' Privacy Policy promises:

  • to give all visitors to the Equifax Credit Bureau website clear notice whenever requesting information from you, detailing the types of information requested, the general purposes that information will be used for, the categories of users to whom we provide the information, and - most significantly - provide you the ability to opt out of such uses online;

  • keep accurate records, allow you access to whatever personally identifiable information is able to be retrieved online, and lay out for you a fair procedure for updating and correcting data;

  • maintain safe and secure systems - both physical and electronic - for safeguarding any information about you.

Those are principles a consumer can feel secure about. And together they make up the foundation of all Equifax Credit Bureau's information services.

Equifax Credit Watch Gold™
3-in-1 Monitoring + Score Power®
 
Equifax Credit Report
& FICO® Credit Score
     
What Equifax Credit Watch Gold offers:
 
What Equifax Credit Reports offer:

Comprehensive credit file monitoring and automated alerts of key changes to your Equifax, Experian, and TransUnion credit reports

 

Instant online access to your credit report and FICO® Credit Score

Free 3-in-1 Credit Report with Score Power® and unlimited Equifax Credit Report™

 

Record of companies that have reviewed your credit file

Up to $20,000 Identity Fraud Expense Coverage with no deductible† at no additional charge to you

 

Includes a confirmation number needed to use Equifax's free online dispute feature and fix errors quickly and simply

Knowledgeable Customer Care 24 hours a day, 7 days a week

 

Access to friendly and knowledgeable Customer Care 7 days a week

With Score Power® you'll also get your FICO® credit score, what your most current score means, comparison with national averages, and a graph of how lenders view you

     

Interactive Score Simulator to show you how your actions may change your score

     

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